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ROI Calculator

Enter starting capital, final value, extra costs, and holding period to compare plain ROI with annualized return in one place.

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Net profit

$4,400.00

ROI

35.48%

Annualized return

10.65%

Break-even value

$12,400.00

Return multiple

1.35x

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Financial planning notice

This tool provides reference estimates only. Do not use it as the sole basis for lending, repayment, investment, tax, or contract decisions. Confirm the result with your lender, official documents, or a qualified professional before acting.

How it works

The calculator compares the final value against the full invested basis and also converts that return into an annualized rate for easier comparison.

Usage notes

  • Total basis = initial investment + additional costs
  • ROI = (final value - total basis) ÷ total basis
  • Annualized return = (final value ÷ total basis)^(1 ÷ holding years) - 1

Frequently asked questions

What should I include in additional costs?expand_more

Include fees, taxes, and other costs that increase the true investment basis.

Why does annualized return matter?expand_more

It helps compare investments with different holding periods on the same time scale.

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